Free
$0
Free to join
Safe to Spend
Get one clear safe-to-spend number after the bills are covered, so everyday money feels easier to handle.

Your front door to calmer money
See what is yours to spend today after the bills and savings you choose to protect. It takes a minute, costs nothing, and keeps everything in your browser.
Everything in one place
No complicated charts. No finance-speak. Just a clear view of what came in, what went out, and what you can do next.
See where your money goes, from groceries to gas and everything in between.
Get reminders, avoid late fees and stay on top of what’s due.
Set goals, build good habits and make progress toward your future.
Safe to Spend joins Buy Now Pay Later, Overdraft Protection, Credit Builder and Earned Wage Access.
See all servicesHow it works
Create your free account in a few minutes.
Link a bank or card when you’re ready.
See what’s ahead and decide your next move.
Your money is personal. We keep your information protected and make the important details easy to understand.
Safe
Bank-level security for your connected accounts.
Clear
No hidden fees or confusing surprises.
Flexible
Cancel anytime. Your plan should fit your life.
Real people, real progress
Small steps add up when you can see them.
“Now I know what I can spend after the bills are covered. That alone has taken a lot of stress out of payday.”
“I finally stopped keeping bill dates in my head. The reminders are simple, and I don’t miss them anymore.”
“I started with the free plan just to get organized. A month later, I’m actually setting money aside.”
Membership
Start with a clear view for free, then add the tools and shared support that fit your household.
$0
Free to join
$7.99
per month
$14.99
per month
Start where you are
Get a clear view of your everyday money, then add support when it fits.
Stay in the loop
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